What Is Travel Insurance? Do I Need It?

We all love travelling! Checking out new places, meeting with new people and experiencing different cultures are some of the perks that come with travelling. But while we are at it, it is better to understand all the aspects of it, especially the ones that need your utmost attention such as insurance. Most of us often don't include insurance in our travel plans and while it may not seem a mandatory thing, insuring yourself before tripping can save you a lot of trouble. How? Read on to know!

What Is Travel Insurance?

 
Before we start with why you need it, let's get a better understanding of what exactly a travel insurance is. Also known as holiday insurance, it is basically package plans that deals with the hassles incurred during a trip. The hassle can be varied and ranges from trip cancellation to trip interruption or delay; even losing your baggage or any other commodity also counts in it. Travel insurance is also applicable in the cases of flight accidents and also covers for any medical expense done abroad.

It is to be noted that the insurance can be availed by paying a decided amount beforehand. Though, this amount will be non- refundable.  You can get it even if you are travelling in your own country. The prices for travel insurance packages are fixed and does not change.

Do I Need It?
You never know what happens in the future. It becomes even more applicable when travelling to an entirely unknown place with no real idea of anything there. Hence it will be a wise move to include a travel insurance when you plan your trip. There are different packages available, hence you can choose the one that suits you the best.

What documents do I need to submit to get my travel insurance?
If you are purchasing a travel plan, you would need to provide them with the travel dates. It would need both departure and arrival dates along with the required money and date of birth.

The process s pretty simple and can be executed online. You have to send any paperwork or documents hence no worries there! In case you are having a hard time determining the trip cost, you can include all the non-refundable prepaid trip costs and judge by it.


Source: http://www.travbuddy.com/travel-blogs/141097/What-Travel-Insurance-Need-It-2

Items you Must Carry in your Travel Medical Kit

Travelling is the only thing which helps you experience everything in your life. Throughout the journey you learn to be happy, you experience what loss is, you find yourself and many more things. It is always a good idea therefore to plan a trip properly and make your own travel itineraries. It helps you tick off the places you actually want to go and also not forget anything before leaving for your journey. Having a good trip planner app is always advisable. Also, there may occur times when you require certain medicines and first aid. For that reason, having a good first aid kit is very necessary while you are travelling.

Here are 10 items you MUST carry in your travel medical kit

1) Band-Aids –

While you are travelling, there are always chances you getting minor cuts on your body. Having these band aids over can help you protect the wound from infection and also heal it over time. 

2) Anti-allergic tablets –

You definitely should carry some of these, if you are a person who suffers from allergies. These tablets help you control the allergic reactions in foreign environments.

3) Bandages –

Bandages helps you support the strained limbs, reduce swelling as well as it helps you hold the dressing in one place. Hence, it is always a good idea to keep a set of bandages along in your medical kit while making your travel plan.

4) Needle and Thread –

 In case time comes where you have to stich up something or you rip off your bad or lose a button, needle and thread comes in handy. They can also play a great role if a very small thing has penetrated your body part and is troubling you, you can always use the needle to get it off and apply some Dettol over it.

5) Antibacterial gel or sanitizer –

It always comes in handy where you need to get your hands clean and you don’t have water. Applying some gel helps kill the bacteria leaving you with clean hands which can help you get your work done. It also helps before eating your food when you can’t get water to wash your hands off.

6) Thermometer –

It helps you read the body temperature in the emergencies. Having a small compact and a digital thermometer can help you a lot.

7) Rehydration salts – You never know what may get you de hydrated. May it be the flight journey, the dry climate, the alcohol hangover, or anything; you should always be prepared for it. Dehydration can make you seriously uncomfortable causing problems. Hence, it is always a good idea to keep some rehydration salts to cure you from this dehydration saving you from ruining your whole vacation plan.

8) Ginger pills – They are always a good idea to tackle cold and flu as well as keep you from nausea. Ginger pills are great at tackling bacteria as ginger is an anti-bacterial in nature. Also popping some ginger candies in mouth can instantly take your nausea or sea sickness away.

9) Pair of Tweezers –

You never know you got something in your body that needs to be removed, tweezers come in handy. Applying a little bit of Dettol before taking it out is advisable.

10) Pain Killers –

While you get them in any medical shop around the globe while travelling, keeping some is always a good idea as they can help you relive the pain in emergencies.

Also remember to keep a good knife, some cotton and a bottle of Dettol while making your trip plan. Always helps.

And yes, Travelling comes with fear, but that fear shouldn’t stop you from doing it. It always should motivate you to keep going.