Tuesday, 2 May 2017

What Is Travel Insurance? Do I Need It?

We all love travelling! Checking out new places, meeting with new people and experiencing different cultures are some of the perks that come with travelling. But while we are at it, it is better to understand all the aspects of it, especially the ones that need your utmost attention such as insurance. Most of us often don't include insurance in our travel plans and while it may not seem a mandatory thing, insuring yourself before tripping can save you a lot of trouble. How? Read on to know!

What Is Travel Insurance?
 
Before we start with why you need it, let's get a better understanding of what exactly a travel insurance is. Also known as holiday insurance, it is basically package plans that deals with the hassles incurred during a trip. The hassle can be varied and ranges from trip cancellation to trip interruption or delay; even losing your baggage or any other commodity also counts in it. Travel insurance is also applicable in the cases of flight accidents and also covers for any medical expense done abroad.

It is to be noted that the insurance can be availed by paying a decided amount beforehand. Though, this amount will be non- refundable.  You can get it even if you are travelling in your own country. The prices for travel insurance packages are fixed and does not change.

Do I Need It?
You never know what happens in the future. It becomes even more applicable when travelling to an entirely unknown place with no real idea of anything there. Hence it will be a wise move to include a travel insurance when you plan your trip. There are different packages available, hence you can choose the one that suits you the best.



What documents do I need to submit to get my travel insurance?
If you are purchasing a travel plan, you would need to provide them with the travel dates. It would need both departure and arrival dates along with the required money and date of birth.

The process s pretty simple and can be executed online. You have to send any paperwork or documents hence no worries there! In case you are having a hard time determining the trip cost, you can include all the non-refundable prepaid trip costs and judge by it.


Source: http://www.travbuddy.com/travel-blogs/141097/What-Travel-Insurance-Need-It-2

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